Thứ Sáu, 25 tháng 8, 2017

Youtube daily so Aug 25 2017

As a business leader, how do you feel

about your workers' compensation insurance program?

Are you frustrated over how employee injury

claims are managed and settled, knowing that

insurance companies will also charge you

even more premiums for them?

Do you feel overcharged when the insurance

companies take in more of your money, year

after year, than they pay out in claims

on your behalf?

Do you become aggravated by what the premium

auditors are charging you for?

Do you have

doubts that your audits are even correct?

Are you confused by your workers' compensation

experience modifier?

Are you angered by its

impact on your premium, or even worse, when

it costs you to lose a job?

Are you exhausted by all the time and effort

it takes for you to quote your insurance?

Agitated by the entire process?

And in the

end, do you truly feel like you are

getting a fair deal?

When it comes to Workers' Compensation,

over 75% of employers feel Frustrated and

Overcharged by their own program.

Statistics

show that 10% of experience modifiers are

wrong and over 90% are mismanaged,

75% of Premium Audits are incorrect,

and due to errors and mismanagement

at least 50% of business are overcharged

for their work comp premiums.

When do you want to stop these feelings,

and actually take control?

You can Stop Being Frustrated & Overcharged

by your workers' compensation program by

visiting www.StopBeingFrustrated.com,

by downloading the Stop Being Frustrated &

Overcharged book, or by simply reaching

out to your Duncan Certified Work Comp

Advisor today.

For more infomation >> Workers' Comp Insurance: Why employers feel so frustrated and overcharged - Duration: 1:29.

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So Duping Delight - Duration: 4:40:54.

For more infomation >> So Duping Delight - Duration: 4:40:54.

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Why Combat Arms is losing So much players? (French) - Duration: 10:02.

For more infomation >> Why Combat Arms is losing So much players? (French) - Duration: 10:02.

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Lee So Ra's Agency Responds To Reports Of Collab With BTS' Suga And Tablo - Duration: 1:04.

Lee So Ra's Agency Responds To Reports Of Collab With BTS' Suga And Tablo

On August 25, reports revealing that veteran singer Lee So Ra will be collaborating with BTS Suga and were released.

A source from her agency clarified reports and said, It is true that we are in discussion but nothing has been confirmed yet. We will inform you with more details once it is confirmed.. Soompi. Display. News. English.

300x250. Mobile. English. 300x250. ATF. Lee So Ra previously released her pre-release track Dont Say Its Not Love in November 2016. Singer-songwriter Kim Dong Ryul wrote and composed the well-received song.

Since then, Lee So Ra has continued working with diverse artists for songs to include in her upcoming ninth studio album. Who else would you like to see Lee So Ra collaborate with?.

For more infomation >> Lee So Ra's Agency Responds To Reports Of Collab With BTS' Suga And Tablo - Duration: 1:04.

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Hello Jadoo Season 1 Episode 29 Don't Look At Me So Sadly - Duration: 12:18.

Hey! Stop right there!

Whitey! You're not going to get away with this!

Ha! You're too easy there!

I can climb up a tree, in seconds flat!

Why wouldn't you just give back my shoe already? I need to get back home!

Let's come back and play at autumn, okay?

Huh?

Don't Look At Me So Sadly

Are you feeling okay?

Oh, no. I'm not hurt. Thanks for asking though.

Oh, it's you Whitey.

Mister, you know my family's dog?

You're family's...

Could it be...

Oh my goodness. Just look how rough that ponytailed girl is over there!

She must have came here to visit her grandmother during her summer vacation.

You must be the daughter of Nanyang. She lives in the house near the persimmon tree, right?

Yes ma'am!

You're...Nanhyang's daughter?

Aren't girls in Seoul supposed to have longer hair and paler skin? Or is it just me?

I was thinking the same thing.

You don't look like a daughter of Nanhyang for sure.

So, that handsome man was Nanhyang's best friend slash first love?

Handsome isn't even the right word to describe him.

More like a handworkingsome orchard farmer. (hard-working + handsome)

His orchards look so huge!

Right granny?

Yes. I've seen them many times these days.

It's basically impossible to compare himself to my dad.

I agree with you on that one!

What are you talking about? Why are you bringing me in the conversation?

Besides, he's TOO skinny to be considered handsome!

No woman likes someone who is as thin as a toothpick!

Or fat as a whale either.

Who cares? He's still single and living alone, you know.

Why? Is it because of mom?

Ah! The drama! The romance!

But really, what happened to you two?

We're fine. Just eat your fruit.

I could be wrong

Perhaps someone got in between the two, which caused a huge fight and a breakup.

Jadoo, grab some Kleenex.

Tissues? Why?

Well, before your mother and father became married, there was a sad, dramatic story of two tragedies in one month.

And if you like romance and drama, then you'll be eager to listen!

Miss Gim, are you sure the word tragedy is the best match for the story?

Yes, don't ask so contrary!

Now listen up everyone, otherwise you won't get to hear the interesting details.

Right now, your old-looking mom has 3 cute children and a loving husband.

But in the past, she looked just like a model and had no kids or a boyfriend yet.

Yeah, you're joking, right?

How are we supposed to believe that?

Well, the first time they laid eyes on each other

was on a snowy day in the beginning of January

More like a hot, humid day in August.

Right! Hot and humid! In August!

Anyways, Nanhyang was on her way to the cafe for breakfast in the morning.

She didn't have curly hair back then and had paler skin. She was one of the prettiest girls in her town back then.

A lot of boys had huge hearts for her all the time.

But there was one guy who made her heart expand.

Hello, Minho?

Uh oh, I'm going to be late!

His name was Jeong Minho.

He wasn't wealthy, but he did sure work hard to make a fortune.

The two of them had deep feelings for each other for a while.

But...

Nanhyang, over here!

Sorry about my tardiness girls.

Wow, how hot!

What? Are you trying to tease me or something?

Oh, sorry. I meant my cup of coffee was hot.

But I'll gladly give you another if you sit by me, honey.

Hi there!

Who is that guy?

Oh, you mean Hodol?

He's my brother's army buddy and I heard he'll be here for a few weeks.

The coolest part is that he is from Seoul, the heart of Korea!

What's so special about Seoul?

And what about his crazy hairline?

Didn't you hear?

Long hair is the newest trend in Seoul these days.

Tsk! Well, it isn't fitting him alright!

Hello, ladies.

And hello to you too, Mister Hodol.

And who is this tall girl?

Oh, she's Nanhyang, my friend.

Oh, Nanhyang?

Does that mean...orchid scent?

Now that you told me your name, I'll introduce myself politely.

I am Choi Hodol, aka the Seoul Man

Seoul Man? Choi Hodol?

Is that supposed to be your nickname or something?

Besides, who said you could sit here?

Don't be so arrogant.

Mister! 4 coffees and steamed buns for us please!

A bun that is custard or red bean filling will do!

Wow, how generous of you!

So, shall we talk about how pretty this girl is sitting next to me?

Don't even go there!

Why are you even in this countryside town anyway? Shouldn't you be hitting the Seoul streets or something?

Are you willing to travel with me then?

What? I didn't mean it like that!

I just wanting to know why you're here.

If you really want to know.

Let's say I needed some...new friends.

Ah, how cool!

Did you ever hear about the new fish someone caught at at the Han river?

What? No way!

Goodbye! Take care! See you tomorrow!

Yes, goodbye girls!

Dude, why are you following me home?

What are you talking about?

I'm going to my house too.

Well, I'm home. Good night Hodol.

Would you like a beautiful bouquet of flowers?

What? For me?

Why are you giving it to me now?

We haven't even dated yet.

It's fine.

We can start tomorrow, if you'd like.

Besides, are your parents home?

Ma'am? Sir?

Will you shut it?

You can't just go up and talk to them like that!

It's okay. They don't bite.

Besides, if you're nice and warm-hearted then that's how they raised you which meant they are like that too.

It's not like that!

Ah! A snake!

Oh, no!

Just stand still...

Remember, he's more afraid of us than to him.

I-I don't see it...

So, where did you get this bouquet from again?

Oh, that?

I got them from my garden at home, why do you ask?

Aren't they pretty?

Well, I hate to say this

But the price tag says otherwise.

Nanhyang, you do you have a keen eye for detail, don't you...

Well, it's not like you get me stuff from the department store too.

What? I guess you're the one with a eye for detail too.

A few days later...

You didn't hear? It was all over the news last night!

You're shooting from that far away?

Do you need some extra bullets then?

No thanks!

I'll be fine with just one.

Wow! How is that possible?

So, what did you think?

Incredible!

I'll bring you the teddy bear.

Thanks dude! I owe you one!

Oh, don't thank me. Anything for your pretty girlfriend.

Wow, it's so cute!

Nanhyang, are you interested in becoming a bride?

What?

I may not look like a proper groom

but could you reconsider if I told you I bought a house by the sea-side?

And that I will always be there for you 24 hours?

Well, aren't we going a bit too fast on the whole marriage thing?

He was one of the cutest puppies in the entire litter!

I know. He's so adorable!

Since you're looking light, how about I call you Whitey?

How does that sound? Cute?

Whitey? That does sound cute.

Actually Nanhyang...

Yeah?

Well, it would be nice for us to raise him...together...

Together? And?

In other words, I think he has an affection for you like a big sister.

Well, okay. I will.

Come on Whitey.

No, Nanhyang! Wait!

A day later...

Nanhyang. How has it been with you and that Seoul guy lately?

Oh, about him...

You see,

He proposed to me last night!

What?

Oh, congratulations!

Congrats?

Well, yeah. I'm not as sophisticated and rich as him,

So I'm sure you'd have a better time with him than with me.

Oh, you...

You're right! I am going to have a better time!

I hope you're happy that we're officially together!

Wow, poor Minho. I feel really sorry for him.

Why should you feel bad for him?

He acted so sweet yet his brain was made out of gum!

His brain seemed kinda uneffective, but at least he was honest and hard-working all the time!

You had a house on the seaside near Seoul?

I can't believe I let you get away with that stupid, fake lie!

Oh-ho! It seems like you haven't forgot about him!

If you have a problem with me, then maybe Minho is your better husband choice!

Gee, why didn't I think of that?

It'd be nice to live with an orchard farmer. I could eat all the fruit I want!

You're completely joking, right?

Why are you saying such cruel things honey?

Was that story a little too dramatic?

I should've known they would fight sooner or later.

Oh don't worry. This wasn't the only time they argued.

Honey!

For more infomation >> Hello Jadoo Season 1 Episode 29 Don't Look At Me So Sadly - Duration: 12:18.

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Top 10 Dirty Girl But so hot in Anime AMV Anime Timmo Hendriks Aries by Feelings Anime - Duration: 9:03.

Top 10 Dirty Girl But so hot in Anime AMV Anime Timmo Hendriks Aries by Feelings Anime

For more infomation >> Top 10 Dirty Girl But so hot in Anime AMV Anime Timmo Hendriks Aries by Feelings Anime - Duration: 9:03.

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WHY AM I SO BORING ??? | 4 EASY STEPS TO BE MORE INTERESTING - Duration: 4:27.

For more infomation >> WHY AM I SO BORING ??? | 4 EASY STEPS TO BE MORE INTERESTING - Duration: 4:27.

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Endlich! Darauf haben GZSZ-Fans so lange gewartet - Duration: 2:01.

For more infomation >> Endlich! Darauf haben GZSZ-Fans so lange gewartet - Duration: 2:01.

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So Some Things Are Changing. - Duration: 1:45.

what's up everybody its Sam and welcome back to my channel and if you're new

here please subscribe to my channel because I make a shitload of videos so

today I wanted to talk to you guys about something in particular that I've been

wanting to do for the longest time but I've been too busy to do it and commit

to it and I'm still too busy but I'm saying fuck it and I'm just gonna go for

it and I wanted to talk to you guys about it to tell you obviously that's

why I'm making this video I'm gonna start doing daily vlogs but they might

not be daily what I mean by that is that I want to make daily vlogs but with my

schedule and all of our traveling and stuff like that I might not be able to

make a video every single day so that's what I'm telling you guys it might not

be daily but I'm gonna try a new daily so I'm calling them daily but they're

not actually full 7 days a week so it's basically it so now down to the realness

of all of this I want you guys to comment down below what type of vlogs

you want to see if you want to see more cinematic if you want to see me just

talking if you want to see everything comment down below and tell me what you

think because I would love to hear your input and yeah that's basically a and

also make sure to subscribe to mine and roses channel we are almost at 200,000

subscribers so please do that I would make me so happy if we can hit 200,000

subscribers that is it for my video thank you so much for

watching and please leave a comment like I asked and also give this video a big

thumbs up and share it on all your social medias so I hope all of you have

a wonderful day and you're all beautiful and I will see you guys tomorrow

For more infomation >> So Some Things Are Changing. - Duration: 1:45.

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Alan Jackson - 'Tis So Sweet To Trust In Jesus (Live) - Duration: 1:53.

For more infomation >> Alan Jackson - 'Tis So Sweet To Trust In Jesus (Live) - Duration: 1:53.

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DEFEND EUROPE: So üben wir Druck auf die NGOs aus - Duration: 3:40.

For more infomation >> DEFEND EUROPE: So üben wir Druck auf die NGOs aus - Duration: 3:40.

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Gedächtnisverlust - wie kann so etwas passieren? | Galileo | ProSieben - Duration: 12:51.

For more infomation >> Gedächtnisverlust - wie kann so etwas passieren? | Galileo | ProSieben - Duration: 12:51.

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Law of Attraction - DEVELOP A NEW MINDSET (So Inspiring!) - Duration: 26:30.

Live Today With Passion - Tony Robbins: "Model someone who is already getting the results that you want if you want to

accelerate the tempo of mastery find somebody that's already getting the

result and figure out how they do it and do the same thing success leaves what

groups when we come into the world we come in as an empty vessel you don't

know anything you've got no information and here you are this empty vessel is

empty glass and all of a sudden you come into the world and the second you get

into the world you get filled up with information from who everyone everything

all around you so pretty soon you are a factor a result of this information and

so why do you think the way you think what does anybody really think because

of the information that is stored in the files of your mind your mind is nothing

more than a big old file cabinet it stores information and so literally the

only thing you can think is what's in the files of your mind and the only

things in the files of your mind is what you learned what you were told the

information that's in there you cannot pull out a file of a file cabinet that's

not there and that's the difference between successful people and

unsuccessful people successful people have file in their file cabinet that are

files that lead to success so for most rich people because they

have files in their file cabinet called their mind that result in actions that

result in success most people are the opposite why because most people learn

about money about success about happiness from people who aren't

successful well being happy so if that's what you learn what do you expect so

what you do well you need to reprogram you need to relearn you need to put some

new information in the files of your mind and then you need to have some new

actions from those files and you will get yourself the only thing that stops

you from getting what you want in life is the bolt store and you tell yourself

of why you can't have it get that what stops you back is the story cuz the

story stops from getting honest and if you

can't get honest with yourself there's no way you can go what made you

like this success in sales in life it's like a road map right you know where you

want to go and you have this perfect strategy the straight line to get there

it's a perfect strategy it's gonna get you there every single time but if you

don't know your starting point if you're not getting eyes where you actually are

it doesn't matter how powerful the strategy is and it doesn't matter how

powerful your goal is I'm gonna actually set a goal today write a 60 day goal and

let's say you really set this goal and I'll show you how to do it in a

brilliant way so it's visceral so it makes you really feel it and you see it

you sense if you smell a goal that's step one I'm gonna teach you the

straight line which is your strategy to get to your goal but if you're not

honest with where you are right now your starting point the map is worthless

there's three things that you need to know where you are where you want to go

and how you're gonna get there those are the three things you must have to take

advantage of any opportunity I'm gonna give you the strategy I'm gonna actually

tell me exactly where you want to go for yourself you got to get honest don't

blame the boss don't blame the leaves don't blame your job couple in the

industry or in just get out if you don't like your industry find another one

and I think that's good advice don't be a follower be a student right take

advice but not orders take information but don't let somebody you know order

your life make sure what you do is the product of your own conclusion

excellent note to make make sure what you do is the product of your own

conclusion not to do what someone else says take what someone else says process

it and think about it ponder it if it makes you wonder if it

makes you think then it's valuable then when you go take action make sure that

the action is not what somebody told you to do make sure the action is the

product of your own conclusion if you'll follow just a little bit of those simple

guidelines telling you the learning process can be speedy swift powerful

your learning curve can go up and then applying it to your business your life

your family conversations equities of all kinds you'll find some progress like

I did that first five years when I met a teacher willing to share with me turn my

life around progress I couldn't believe happened for me okay let's get started I

want to review I was here last time and we talked about the five major pieces to

the life puzzle and I just want to review those because it lays such a good

foundation for all the rest that I want to share with you today we got a lot of

subjects to cover so we're gonna go rather swiftly okay put on your mental

track shoes here and run with me today because I'm going to deal mostly in

concepts expect you to you know fill in a lot of the details because I got a lot

to share I want to get through it all but let's lay this foundation again of

the five major pieces happens to be the title of my latest book but I think it

is so valuable in laying a foundation that some of the things I learned

between ages 25 and 30 the teacher who taught me taught me so well he dealt in

these fundamentals we call these fundamentals we call these basics

basics for sports fundamentals for sports fundamentals for your business

fundamentals for the way you deal with your family a few simple things a few

basic things that if you practice every day can make all the difference in the

world how it works out I've boiled it down to five major pieces to the life

puzzle let's just review those number one is philosophy philosophy philosophy

as I taught the last time I was here philosophy and my personal opinion is

the major determining factor in how your life works out philosophy the major

determining factor in how your life works out philosophy to form our

philosophy you got to think got to use your mind got a process ideas and this

whole process over a lifetime starting way back here when we were children

schools that we've attended our parents our experiences all this stuff that we

processed by the thinking process helps to develop our philosophy and in my

opinion each person's personal philosophy is the major factor in how

your life works out here's what I called it in that last presentation when I was

here it's called the set of the sail each person's personal philosophy is

like the set of the sail now I used to think of a circumstances that ordered my

life if someone would have asked me at age 25 mr. Owen how come you're not

doing well pennies in your pocket creditors calling nothing in the bank

behind on your promises to your family you live in America 25 years old got a

beautiful family every reason to do well and things are not going that well for

you what is wrong here it would not have occurred to me to blame my philosophy I

mean it would not have occurred to me say well I got this lousy philosophy and

that's how come I got pennies in my pocket and nothing in the bank things

aren't working well that would not have occurred to me I found it much easier to

blame the government much easier to blame the tax problem I used to say

taxes are too high top tax rate when I first started paying taxes ninety-one

percent back then when your income reached a

certain level all your income over that ninety-one percent so I used to say

that's too fine now the tax top tax rates about thirty three percent but

people are still saying what taxes are to see but you can't use that anymore if

it's gone from 91 to thirty three how could it be too high

come on I threw all that old excuse stuff away some people found it though

and they're using it these days my old list I used to blame the traffic the

weather used to blame circumstances right people say I'm too tall I'm too

short I'm too old I was raised in obscurity raised on a farm parents of

modest means all the stuff if you had asked me how come you find yourself here

mr. own age 25 living in America land of abundance and opportunity pennies zero

in the bank not doing well creditors calling it would not have occurred to me

to blame my philosophy I found it easier to blame the company company policy

I used to say if this is all they pay how do they expect you to do well so I

figured that you know my future was going to be tied to what everybody else

was arranging the economy and right interest rates I used to say things cost

too much that was my whole explanation not my philosophy until my teacher

taught me better the dis is where the problem was my own personal philosophy

here's what's exciting about each person's personal philosophy that's what

makes us different than dogs and animals birds and cats and spiders and

alligators that's what makes us different than all other life-forms the

ability to think the ability to use your mind the ability to process ideas and

not just operate by instinct in the winter I'm telling you the goose can

only fly south what if South doesn't look too good

tough luck it can only fly south but see human

beings are not like a goose can only fly south I mean you could turn

around go north you can go east you can go west you can order the entire process

of your own life and we do that by the way we think we do that by exercising

our mind we do that by processing ideas and come up with a better philosophy a

better strategy for our life goals for the future okay

plans to achieve those goals all this comes from developing our philosophy

philosophy helps us to process what's available well when we get here we got

seed and we got soil and we got some rain and we've got some what sunshine

and we've got some seasons and what the miracle of life now the key is what do

you do with all this stuff how do you turn all this stuff

that's available here into equity and promise and lifestyle and dreams and

future possibilities all of this that's possible now with human beings how do

you take all this stuff and turn it into this equities and values well it starts

with philosophy what is the seed what is the soil it is the sunshine what is the

rain is it possible to take some of each of all the stuff that's available and

turn it into food and turn it into value and turn it into nourishment turn it

into something spectacular and unique that no other life-form can do in the

answer is yes but you cannot deal with all this stuff and what to do with it

unless you start refining your philosophy think use your mind come up

with ideas and strengthen your philosophy so the seat in the soil in

the rain and the sunshine this is called you know the economy and the banks and

the money and the schools and everything that's available out there processing

information what to do with all that and turn it into equity and value that is

the major challenge of life my personal opinion so each person's personal

philosophy now is going to determine what you're going to do with seeds

and sunshine and rain miracle the change of seasons that's it

my personal opinion each person's personal philosophies like to say to the

sale that's what this seminars for today help you to trim a better sale you don't

need a better economy you don't need better seed and soil in

fact when it comes to seed and soil and rain and sunshine and seasons in the

miracle of life that's all you got now what if you blame this stuff then

you're blaming all you got if you blame the economy and you blame the schools

and you blame the teachers and you blame the sermons and the preachers and and

you blame you know the marketplace and you blame the company and company policy

what else is there when some people get through it they're blameless there is

nothing else that's all there is and if you blame the only thing you've got to

work with I'm telling you it's called mistake colossal in not understanding

that that's all you've got to work with and if this is all you've got to work

with then you don't change the seed and you don't change the soil and you don't

change the rain and you don't change the sunshine you don't change the seasons

right guy says I'll take three Springs four summers nine Falls no winters no

you can't fool with this stuff you got to take it like a tums then what do you

change to make your life work well you got to start with your philosophy guess

what I had to do at age 25 in order to change my own future I had to change my

mind I had to change my thinking I had to change my philosophy I was messed up

on what was causing my problem and once I got that straightened out that all the

stuff I blamed the government and taxes and the marketplace and the economy and

things cost too much negative relative cynical neighbors once I got rid of that

and started going for where the real problem was which was me I'm telling you

my life exploded into change my bank account changed immediately my income

changed immediately my whole life took on a whole new look in color immediately

and the early results I got from making these philosophical changes tasted so

good I never stop the process from that day

until this and I'm telling you with a little consideration of the refinement

of your sail by setting a better sail refining your philosophy your whole life

can start to change from today on you don't have to wait till tomorrow you

don't have to wait till next month you don't have to wait till spring don't

have to wait till 93 you can start this whole process immediately I recommend it

now some people do so little thinking they don't even have their sail up I

mean you can imagine where they're gonna wind up at the end of this week at the

end of this month at the end of this year now is the chance to change process

all this information so number one is philosophy okay and we dealt with all

that where we get ideas from personal experience from other people's

experiences I don't want to get into all those details because we've covered that

the last time I was here but philosophy that's number one my personal opinion

each person's personal philosophy here's the definition of success and failure

just make this note here is failure a few errors in judgment repeated every

day now you can automatically assume mr. Owen I say I can understand that a few

errors in judgment repeated every day for six years

I'm with my father I think I told the story the last time I was here my father

88 years old he's never been ill still hasn't retired not long ago midnight

we're getting ready to go to bed we've drilled a new whale got some extra water

got some more acres going he's all excited at midnight we're getting ready

to go to bed my father's eating what he calls his midnight snack a little bite

to eat before he go to bed don't have to go to bed hungry and I'm watching him

eat this midnight snack guess what he had an apple few graham

crackers and a glass of grapefruit juice I said no wonder my father's so healthy

my mom taught us all those good health practices taught me when I'm growing up

right I'm an only child I've never been ill that's the big five Oh some time ago

my two daughters 3233 never been ill my grandkids never been able telling you

that legacy lingers on as I watch my father have this midnight snack suddenly

occurred to me I know that's part of it an apple what a day that's gotten to

Dallas Fort Worth right an apple an apple a day keeps the doctor away good

question for this intelligent audience what if that's true you say well mr.

Owen if that's true that would be easy to do then what's the problem it's easy

not to do it's easy not to adopt it as your own personal philosophy or the guy

messed up to say guy says a Hershey bar today

say no no you've been watching too much television

it is not Hershey bar you've got to be smarter in philosophy than to fall for

the Hershey bar a day when it's an apple a day you've got to be smarter than that

and if you make that kind of an error in judgment every day for six years I'm

telling you it'll accumulate into disaster sometimes the first year you

say well you know I'm so healthy now what difference is it gonna make you've

got to be smarter than that

just because disaster doesn't fall on us at the end of the first day doesn't mean

disaster isn't coming you got to be so smart that you look down

the road and say will the errors in my present judgment of philosophy what's

that going to cost me in one year six years one month six months I'm telling

you the money cost and the health cost and the success cost is two gigantic if

you look down the road a little ways and say are there errors in my current

judgment like an Apple versus a Hershey bar is that just a good illustration of

some of the rest of my errors in judgment if it is that's where I found

myself at age 25 I started working when I was 19 I met my teacher who helped

turn my life around when I was 25 that's six years at the end of the first six

years of my economic life I've got pennies in my pocket I've got nothing in

the bank the creditors are calling saying hey you told us the cheque was in

the mail I'm embarrassed I'm behind on my promises I live in America

I'm 25 year old American male I got a nice family every reason to do well and

I'm messed up now what's messed up I used to think it was the community that

was messed up and the country was messed up and the government was messed up

if those Democrats ever get in the White House that'll really mess things up if

the Republicans stay in power that'll really mess things up the economy was

messed up interest rates are messed up I thought all this stuff was messed up

then I found out that's not what was messed up I was criticizing the only

thing I had to work with what was really messed up was my own personal philosophy

my own errors in judgment in my own personal philosophy brought me in six

years two pennies in my pocket nothing in the bank and trying to explain why I

wasn't doing well living in America a 25 year old American male got a family

every reason to do well now once I understood this here's the formula for

failure errors in judgment being waxed about developing your own personal

philosophy I'm telling you it's called accumulated disaster it doesn't matter

whether it's your health or your bank account guys got an empty bank account

probably has high cholesterol why over the last six years he never

paid attention to either one and it doesn't matter whether it's a dollar or

whether it's your money or whether it's your cholesterol count all you got to do

is commit the errors and just because disaster doesn't fall on you at the end

of the first day that you don't eat an apple you say well I didn't need an

apple today and tonight I'm not ill well you got to be brighter than that someday

you got to leave first grade the reason we make those first grade s so small so

they won't fit at age 25 right you don't fall here anymore come on now let me

give you the secret to success the formula for failure a few errors in

judgment repeated every day for one month starts the weakness starts the

disaster process you can imagine what happens in six years now here's the

formula for success a few simple disciplines practiced every day and

you've started a whole new process called a whole new life a few simple

disciplines practiced every day and if you decide today to go for the Apple

instead of the Hershey bar I'm telling you you have begun the process of

turning your life around and if you keep up that process not only with your

health habits but with your money habits and with your communication habits with

your sales habits and management habits and every other habit that you got if

you'll start that process eliminate the errors and replace it with disciplines

practiced I'm telling you can start this process

of life change immediately after today you don't ever have to be the same again

only by choice you don't have to walk out of here the same as you walked in

today only by choice you can start a whole new process and you say well mr.

Owen is it that simple yes it's that simple where else would you start but

with an apple you don't have to start with something staggering what if you

should be walking around the block for your good health and you don't

what'll that do in six years I'm telling you the word is disaster you could and

you should and you don't here's an even stronger word you won't

I mean don't might mean you're careless won't probably means you're stubborn and

either one's called disaster could should don't I'm telling you that's why

at the end of five years I've six years I found myself with pennies in my pocket

nothing in the bank creditors calling could should won't could should don't is

called disaster now how do you change all that the next six years I got ribs

the next six years I became a millionaire by the time I'm 31 I'm a

millionaire how about that you say well mr. Owen what happened well strangely

enough during that second six years of my economic life the government was

about the same I'm telling you taxes were about the same my negative

relatives were the same I'm telling you the economy was about the same and

prices were about the same and everything else was about the same

circumstances were about the same then how come I got rich how come I

totally changed my life I was not the same somebody says well what did you go

to work on to do all that I started with my philosophy I started amending my

errors by doing some better thinking changing my mind coming up with ideas

that I didn't have before I met my teacher and once that whole process

started for me I'm telling you I changed my whole life within a 6-year period I

was never the same and I've kept up that process all these

years one of the reasons why I'm here is to continue my craft I don't want the

day to come some day somebody says you should have heard Jim Rohn ten years ago

when he was really terrific

guess what I want people to say I heard him 10 years ago but you should hear him

now I'm telling you the man works on his craft I'm telling you the man's done

some extra reading I'm telling you the man doesn't miss a trick I'm telling you

he's worked hard on himself that's why he's able to deliver like he does the

same thing can happen for you as a teenager it can happen to you as a

mother as a father as a businessperson as a salesperson running a business

doesn't matter management wherever you find yourself

this is the process called personal change and what I say to start with is

start with your own philosophy your philosophy is going to determine whether

or not you go for the disciplines or continue the errors that's called

potential disaster within their power well it was so happy for me to find out

at age 25 mr. shelf said Mr Rohn you don't have to change countries but you

do have to change philosophy and if you'll change philosophy not country you

can turn around your income you can turn around your bank account you can turn

around your skills you can become capable powerful sophisticated healthy

influential all the other equities that you could possibly want out of your life

using the only stuff there is and not trying to change any of this stuff

appreciate all of this stuff with all of its ups and downs with all of its

mystery of why it works and sometimes it doesn't work don't challenge this you

don't have to ask for another planet you don't have to ask for another country

just ask for another book ask for another seminar ask for another idea and

you can start this whole process of personal life change now I could spend

the whole day on philosophy because that's where it is if I could get you

intrigued with that enough to study it enough to ponder it to where you'd pick

up the commitment like I didn't say hey as simple as an apple a day as simple as

a walk around the block why not start right there if you don't start there

where else you going to start might as well start where it's easy and then go

to the more complicated disciplines because if you can't handle the

complicated the simple disciplines how can you handle the complicated ones

you

For more infomation >> Law of Attraction - DEVELOP A NEW MINDSET (So Inspiring!) - Duration: 26:30.

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Top 10 Anime Shock Girls Because So Hot AMV Anime Kadenza Harpuia NCS Release by Big Anime - Duration: 9:26.

Top 10 Anime Shock Girls Because So Hot AMV Anime Kadenza Harpuia NCS Release by Big Anime

For more infomation >> Top 10 Anime Shock Girls Because So Hot AMV Anime Kadenza Harpuia NCS Release by Big Anime - Duration: 9:26.

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Adam Ruins Everything - How College Loans Got So Evil | truTV - Duration: 5:20.

'Sup, friendo?

Care for a loanski?

Hit me, loan tender.

See, Adam, student loans help people.

A lot of us wouldn't be able to go to college without them.

(Adam) Right, they're a necessity.

That's why it's even more disturbing

what they're doing to people.

Chill, Sheldon, everybody's doing it.

That's true.

42 million Americans have student loan debt

totaling $1.3 trillion.

Trillion? That's a whole lot of Pokémon Go coins.

And student loan debt has become the worst kind of debt.

Let me tell you a story.

Before 1972, students could get federally backed loans

to pay for school.

But there weren't enough to go around.

Please, sir, may I have a loan?

All tapped out, sorry.

(Adam) But then, Richard Nixon

created the Student Loan

Marketing Association.

Or as it's known today Sallie Mae.

Now, Sallie, your job is to buy loans from the banks

so they can lend more.

But Uncle Sam is watching.

So, don't be a crook.

This system freed up financial institutions to issue

more loans which meant more students could go to college.

Please, just one.

Look, I told you, there's no more--

Whoa! Thanks, Sallie!

The party's on!

(crowd whooping)

(Uncle Sam) Uh, loan responsibly, now.

Just loan responsibly.

Seems like a good system.

It was!

But the party foul began when the government moved

to privatize Sallie Mae in the 1990s.

I'm tired of playing chaperone.

You're free, Sallie.

(gasps)

Free market.

(Adam) A compromise between President Clinton

and congressional republicans cut Sallie Mae loose.

Who wants loans, bitches?!

(Adam)

Now Sallie Mae was in it for the profits.

And profits they received.

They made a fortune off of government fees.

This chick is awesome.

I'm gonna get loaned up tonight.

Sallie Mae poured their new-found wealth

into projects designed to increase those profits.

Come on, dude, she's not that shady.

Oh, you'd be surprised.

Fearing competition, Sallie Mae started marketing like crazy.

(cash register opens)

(Adam)

They paid colleges to drop

direct government loans

and sign up for their program...

Hey! Ditch the clown and this could all be yours.

(Adam)

... and sponsored cruises for financial aid officers.

Oh, you boys have to come on my boat.

Sallie Mae even placed undercover reps

in university call centers where they tricked students

into thinking they were talking to college loan officers.

You have got to meet this girl.

She is so cool.

And she didn't

even pay me to say that.

Sallie Mae, really doing everybody dirty like that.

I'm afraid so.

And soon, students were stuck

with the worst kind of debt you can have.

Often, they're encouraged to take out more loans

than they can even afford.

What's happening?

Don't worry about that right now.

These are the best four years of your life!

Yeah, I'm 17, I know what I'm doing.

Hey, my payments are super low.

I'll finish these soon.

Sorry, you won't.

(Cole) No!

Many borrowers have monthly payments that are so low,

they don't even cover the interest.

You could be in a situation where you're paying hundreds

of dollars a month, but the amount you owe is still growing.

Oh, God, I can't keep up with this.

One in four borrowers are behind on their student loans.

And over eight million are in default.

What?

That's crazy!

(loud thud)

And here's where it gets really scary.

Unlike other types of debt,

if you default on a federal student loan,

the government can garnish up to 15% of your wages,

tax refunds and social security benefits.

Hell, yeah! Rent money, baby.

What the--

Sorry, Uncle chooses where your money goes now.

(Adam) And if your parents co-signed your loan,

their income can be garnished too.

I'm sorry, Mom and Dad.

I just wanted to go here

because the school colors matched my Flyknits.

Adam, this is too much.

Make it stop! I wanna file for bankruptcy.

Oh!

Sorry, you can't.

Sallie Mae spent decades lobbying congress

to roll back consumer protections.

And it all paid off in 2005

when Sallie Mae won their

crowning achievement.

Because now, unlike almost all other forms of debt,

it is nearly impossible to declare bankruptcy

for student loans.

It's insane.

You sign a piece of paper

when you're 18,

and you can get stuck for life.

(moaning)

Oh, I can't get them off!

In 2010, the government finally cut out middle men like Sallie Mae,

but it wasn't enough.

A generation of Americans have had to financially

cripple themselves with debt just to get the basic education

that will allow them to survive in today's economy.

That's nauseating.

Yeah, it is.

But let me tell you about a few things you can do to--

Oh, I really mean that's nauseating.

Oh, God! (retching)

Oh, for once, Adam isn't the barf boy.

For more infomation >> Adam Ruins Everything - How College Loans Got So Evil | truTV - Duration: 5:20.

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BYE YOUTUBE... (so much drama) - Duration: 3:04.

So yeah, we're not Gonna make

Yo, what's up guys? What's poppin? We're back work you

know wise

tonight six days six days five days

This is not gonna be a blog we're making this video to explain you guys something don't just have much

Going on right now. So you've been asking us

We have in past videos like six days and now it's time to say to explain

What playing why so this is an explanation video so we were doing everyday? We stopped when we made the

Tattoo video

We got the savage T2. It was our the savage to do anyway

Can you see?

Back home. We're with our family all the time then there's so much drama going on on YouTube

There's so much on going on here in Spain. I was like one week that

Everyone he was I was in bomb in my house all the time

That he was going on in Spain. It was next to our house ten minutes five ten minutes away

That's why we fell not saying and that's why we didn't pose evil videos. No, but now we're gonna make videos

But we don't know yet when you have to know yeah, they were

Calling me back. We're sad. It's more better better

just Wanna keep learning English yeah, yeah, and

Together for you guys and make more videos. Talk to you everyday okay, so that's it

and if you want a shout out

You only have to turn our notification sound and comment when you're done just coming coming

And I will see you when I see you what oh?

My merge goal. It's a goal t-shirt. Yeah, and I have this habit much with a little customized here

Yeah, okay. That's alright

So I see you guys

Good to merge get the same get the merge just get the merge like that, bro

these guys peace peace

Thanks for watching our videos and if you haven't seen our last video

Take it right now

And hit the subscribe for more videos and also get our merch link your file peace

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